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Debt can feel overwhelming, especially with high credit card balances and interest rates. Simplifying your finances with a debt consolidation loan can help lower your monthly payments, reduce stress, and set you on the path to becoming debt-free.
Florida Credit Union offers three excellent options to help consolidate your debt:
1. Home Equity Loan or Line of Credit
Tap into your home’s equity to secure a lower interest rate and potentially tax-deductible interest. It’s a smart way to consolidate debt, but remember your home serves as collateral. Ask us about current rate specials!
2. Personal Loan
Borrow a lump sum to pay off your debts. With lower interest rates than most credit cards and fixed monthly payments, personal loans make budgeting easier and provide a clear repayment timeline.
3. Low-Rate Credit Card
FCU’s credit cards feature competitive rates, helping you save on interest and pay down your debt faster.
Our experienced loan specialists are here to guide you toward the best solution for your needs. Contact us today and let FCU help simplify your finances and reduce your debt!
1. Subject to credit approval
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The new Select™ Visa Signature® card comes with cash back up to 2% and 15,000 bonus points² earned after spending $3,000 within the first 90 days. Like our other cards, the Signature card works with Google Pay™, Apple Pay™ & Samsung Pay™, and has great card management capabilities through the FCU Anywhere (online and mobile banking platform). Specific benefits are:
• Earn cash back3 rewards as follows:
→ 2% gas & groceries
→ 1.5% pharmacy, health services, and restaurants
→ 1% on all other purchases
• Earn points redeemable for cash back through FCU Rewards HQ
• Credit limit ranges from $5,000 to $50,000
• No annual fee
• Competitive variable rate
1. Subject to credit approval 2. Only applicable on new Select™ Visa Signature® credit cards. Must spend $3,000 within first 90 days of account opening. Bonus points will processed once 90 day period ends and will post within 4 weeks. 3. Available on select merchant categories. 2% cash back on Gas and Groceries. Florida Credit Union does not have control over the category type a purchase may be assigned to.
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Get a lender credit of $575¹ on your mortgage! At Florida Credit Union, we believe in recognizing the service and sacrifice of those who uplift and protect our communities. That’s why we’re introducing “FCU Local Heroes™,” a program created to honor first responders, teachers, licensed medical professionals, and military personnel (both active-duty and veteran service members). As a token of our appreciation, eligible heroes will receive a lender credit at closing of $575, when applying for a first mortgage. It’s our way of saying thank you and helping you achieve the dream of homeownership. Whether you’re buying your first home or upgrading to a new one, our team is here to guide you through every step of the mortgage process. With competitive rates and flexible options, we’ll help you find the perfect mortgage to fit your needs. 1. “FCU Local Heroes™” lender credit program: available to first responders, teachers, licensed medical professionals, and military personnel (active and veterans) for a purchase or no-cash back refinance, first portfolio, and FNMA mortgage applications. Brokered loans are not eligible. This program offers a credit at closing of $575. Eligibility requirements apply. This offer is subject to change without notice. Other terms and conditions may apply. Available for new applications submitted on 1/1/2025 and forward. NMLS #281350
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Love FCU? Leave us a Review! If you received excellent service or want to give your favorite employee a shout-out, please leave a review on Google or Facebook for your local FCU branch!
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*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA / SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members. FCUMKEM1268-0225
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The information contained in this email (the “Content”) is provided for informational and educational purposes only, without any express or implied warranty of any kind, including warranties of accuracy, completeness, or fitness for any particular purpose. The Content is not intended to be and does not constitute financial, investment, tax or accounting advice or a solicitation to buy or sell securities. The Content is necessarily general in nature and is not specific to you or anyone else. YOU SHOULD CONSULT YOUR OWN INVESTMENT, TAX OR ACCOUNTING ADVISORS BEFORE IMPLEMENTING ANY ADVICE INCLUDED IN THE CONTENT. By viewing or utilizing the Content, you agree that you will not hold Marquis Software Solutions, Inc., Florida Credit Union or their affiliates or agents responsible for loss or damages resulting from the Content.
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