|
|
|
|
|
|
Did you know that your home’s equity can be a powerful tool for reducing debt and lowering your monthly payments? With an FCU Home Equity Line of Credit (HELOC) or Home Equity Loan, you can consolidate high-interest debt into a single, more affordable payment and take control of your finances. If credit card balances, medical bills, or personal loans are keeping you from reaching your financial goals, now may be the perfect time to use the value in your home to refinance those debts at a lower interest rate. Instead of making multiple payments with varying due dates, you’ll have one streamlined, more manageable payment. FCU’s home equity solutions offer competitive rates, flexible terms, and a simple application process, so you can make a smart financial move this spring. Take advantage of your home's value and start saving today! Visit flcu.org/he-loans to get started.
|
|
Spring is a time for fresh starts - why not refresh your wallet, too? Whether you want cash back, low rates, or to build credit, Florida Credit Union has a card for you. Maximize Cash Back: The Select™ Visa Signature® card lets you earn up to 2% cash back — 2% on gas and groceries, 1.5% on pharmacy, health services, and restaurants, and 1% on all other purchases. Plus, earn 15,000 bonus points after spending $3,000 in the first 90 days.2 Save on Interest & Earn Rewards: The Platinum Wave Rewards® card offers a 0% intro APR for 9 months on purchases3 plus multiple rewards options including cash back, merchandise, gift cards, travel, and events. Lowest Rate, More Savings: The Platinum Rate Visa® card features our lowest non-variable interest rate — perfect for those who carry a balance and want to save on interest. Need to Build Credit? The Fresh Start® card is designed to help you establish or rebuild credit. A $100 annual fee applies. 1. Subject to credit approval. 2. Only applicable on new Select™ Visa Signature® credit cards. Must spend $3,000 within first 90 days of account opening. Bonus points will processed once 90 day period ends and will post within 4 weeks. 3. 0.00% Introductory APR on purchases for 9 monthly billing cycles following the issuance of the account, available only on a Wave Rewards card. After that, your Platinum Wave Rewards APR will vary based on your creditworthiness and card type. 0.00% introductory interest rate available for new cards only; new cards cannot be used to pay off existing Florida Credit Union cards or loans; not available for the Select™ Visa Signature®, Platinum Rate, and Fresh Start credit cards. Introductory rate does not include cash advances or balance transfers. Visit flcu.org/credit-cards/ for full terms and agreement details.
|
|
Tax season is here, and smart financial planning can help you maximize savings while reducing your tax burden. Consider these key ways financial planning can benefit you this tax season: • Maximize IRA Contributions – Contributing to a Traditional IRA before the tax deadline may reduce your taxable income. If you haven’t contributed up to the limit, now is the time to do so. • Utilize Tax-Advantaged Accounts – Contributions to Health Savings Accounts (HSAs) and 401(k) plans can provide valuable tax benefits while helping you save for the future. • Plan for Long-Term Tax Efficiency – A financial advisor can help create a tax-efficient investment strategy, ensuring you make the most of deductions and credits year after year. • Consider Roth Conversions – Converting a Traditional IRA to a Roth IRA at the right time could lower future tax liabilities, depending on your financial situation. • Review Charitable Contributions – Donations to qualified charities may be tax-deductible, reducing taxable income while supporting causes you care about. Need guidance this tax season? FCU Financial Advisors Ken Toops and Jerry Johnson are available to assist with your financial planning needs. Visit flcu.org/investment-services/ to learn more.
|
|
Florida Credit Union is proud to support local animal shelters through our annual Pet Supply Drive! From March 9 through March 22, we invite members to drop off new and unopened pet supply donations at any FCU branch. Your generosity helps provide essential care for animals in need. Most Needed Items: • Purina Kitten & Puppy Chow • Kitten wet food • Puppy or dog food • Cat litter • Bleach • Poop bags • Pet treats • Linens (new or used) • Cat/dog toys • Laundry detergent Every donation makes a difference in the lives of animals waiting for their forever homes. Thank you for your support!
|
|
|
|
Love FCU? Leave us a Review! If you received excellent service or want to give your favorite employee a shout-out, please leave a review on Google or Facebook for your local FCU branch!
|
|
|
|
|
|
*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA / SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members. FCUMKEM1286-0225
|
|
The information contained in this email (the “Content”) is provided for informational and educational purposes only, without any express or implied warranty of any kind, including warranties of accuracy, completeness, or fitness for any particular purpose. The Content is not intended to be and does not constitute financial, investment, tax or accounting advice or a solicitation to buy or sell securities. The Content is necessarily general in nature and is not specific to you or anyone else. YOU SHOULD CONSULT YOUR OWN INVESTMENT, TAX OR ACCOUNTING ADVISORS BEFORE IMPLEMENTING ANY ADVICE INCLUDED IN THE CONTENT. By viewing or utilizing the Content, you agree that you will not hold Marquis Software Solutions, Inc., Florida Credit Union or their affiliates or agents responsible for loss or damages resulting from the Content.
|
|
|
|
